Terms of Service for Gaines Capital Books LLC
Effective Date: 2026
1. Agreement to Terms
These Terms of Service govern your use of the Gaines Capital Books LLC website, tools, and services, including PrepaidPro, the 7-Day Revenue Reset, the CFO Planning Toolkit, and any bookkeeping or advisory services purchased directly from us. By accessing our website or purchasing a product or service, you agree to be bound by these terms.
2. Products and Services
We offer digital tools and templates (including PrepaidPro and other downloadable resources), online courses and guides, and bookkeeping and CFO advisory services delivered directly to clients. Digital products are provided as-is for your business use. Advisory and bookkeeping services are governed by the specific engagement terms agreed to at the time of purchase or booking.
3. Payments and Billing
Prices for all products and services are listed on the relevant sales page at the time of purchase. Subscription products (such as PrepaidPro's monthly or annual plans) renew automatically at the listed rate until canceled. Free trials convert to a paid subscription automatically at the end of the trial period unless canceled before the trial ends. You are responsible for keeping your payment information current.
4. Refunds and Cancellations
Digital product purchases (templates, toolkits, PrepaidPro subscriptions) may be canceled at any time to stop future billing; access already granted for a paid period is not refunded except where required by law or explicitly stated on the sales page at purchase. Bookkeeping and advisory engagements follow the cancellation terms set out in that specific service agreement.
5. Use of PrepaidPro and Digital Tools
PrepaidPro and our other digital tools process the data you enter or upload (such as invoices) locally in your browser to generate schedules, journal entries, and reports. You are responsible for reviewing the output for accuracy before relying on it for financial reporting or filings. These tools are aids for bookkeepers and business owners, not a substitute for professional judgment or a licensed accountant's review where one is required.
6. Intellectual Property
All content, templates, software, and materials provided through our website and products remain the property of Gaines Capital Books LLC. Purchasing a product or subscription grants you a license to use it for your own business or your clients' businesses; it does not grant you the right to resell, redistribute, or repackage our templates, tools, or content as your own.
7. Acceptable Use
You agree not to use our website, tools, or services for any unlawful purpose, to attempt to reverse-engineer or resell our digital products without authorization, or to interfere with the normal operation of our website or tools.
8. Disclaimer of Warranties
Our website, tools, and digital products are provided "as is" without warranties of any kind, express or implied. We do not guarantee that any tool, template, or automated output (including PrepaidPro's amortization schedules or journal entries) will be error-free or suitable for every use case. You remain responsible for verifying financial outputs before relying on them.
9. Limitation of Liability
To the fullest extent permitted by law, Gaines Capital Books LLC is not liable for any indirect, incidental, or consequential damages arising from your use of our website, tools, or services, including any errors in financial calculations, schedules, or reports generated by our tools. Our total liability for any claim will not exceed the amount you paid us for the specific product or service in question.
10. Changes to These Terms
We reserve the right to update these Terms of Service at any time. Changes will be communicated by posting the revised terms on our website with a new effective date. Your continued use of our services after an update constitutes acceptance of the revised terms.
11. Contact Us
If you have any questions about these Terms of Service, please contact us at:
12. Governing Law and Dispute Resolution
These Terms of Service are governed by the laws of the State of Washington. Any disputes arising from these terms will be resolved through arbitration in accordance with the rules of the American Arbitration Association, conducted in the State of Washington.
13. Entire Agreement
These Terms of Service, together with our Privacy Policy and any specific service agreement you have signed, constitute the entire agreement between you and Gaines Capital Books LLC regarding your use of our services. They supersede all prior or contemporaneous agreements or understandings, whether written or oral.
By using our website, tools, or services, you acknowledge that you have read, understood, and agree to these Terms of Service.